Rijtjeshuis met 5 slaapkamers in Estepona
Reistijden zijn bij benadering, vanaf de plaats.
Over deze woning
INVESTMENT OPPORTUNITY – HOUSE WITH POTENTIAL FOR 4 APARTMENTS IN ESTEPONA
Property for sale at a reduced price due to special conditions: the owner, 92 years old and in delicate health, retains a lifetime usufruct only on the ground floor, where she currently resides.
This allows buyers to refurbish and exploit the upper floor immediately, with the possibility of converting it into two independent apartments, while securing full availability of the ground floor in the future.
Surface:
Plot: 121 m²
Construction: 223 m² distributed over two floors
Rooftop: 121 m², with potential to create a solarium, communal area
Current state:
Ground floor (usufruct): old but habitable property, currently occupied
Upper floor (available): requires renovation, with potential to be divided into two apartments
Development potential:
The property, with a single deed, can be reorganized into up to 4 independent apartments (two on the ground floor and two on the upper floor).
Estimated rental income: at least €1,100/month per apartment → more than €4,000/month once the project is completed.
Prime location:
Located in the heart of Estepona, just a few minutes' walk from La Rada beach and the Old Town, surrounded by shops, restaurants, services and leisure. One of the most sought-after areas of the Costa del Sol, ideal for both long-term and holiday rentals. With over 300 days of sunshine per year, the rooftop becomes the perfect outdoor living space.
Investor advantages:
Reduced price thanks to partial usufruct
Immediate rental potential by refurbishing the upper floor
Single deed and single property tax (IBI)
Spacious rooftop for communal or leisure use
Strong demand in Estepona centre
Conclusion:
A unique property, partly under usufruct but partly free to exploit today. An excellent opportunity for investors seeking immediate income and strong medium-term capital appreciation.
Kenmerken
- Winkels op loopafstand
- Terras
Details
- 1973Year built
- CEnergy rating
Ligging
De cirkel toont het gebied bij benadering. Het exacte adres krijgt u bij het boeken van een bezichtiging.
Hypotheek en aankoopkosten
Niet-ingezetenen kunnen meestal 60–70% van de prijs lenen, dus reken op 30–40% eigen geld, plus zo'n 10–13% voor belastingen en kosten. Ingezetenen kunnen vaak tot 80% lenen. De bank wil ook zien dat uw inkomen de aflossingen dekt.
- Hypotheekbedrag
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- Uw eigen inbreng
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- Overdrachtsbelasting (ITP 7%)
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- Notaris, kadaster en advocaat (ca. 1,5%)
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- Benodigd eigen geld
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Habeno is onze hypotheekpartner voor internationale kopers. Zij vergelijken Spaanse banken voor u en regelen de aanvraag.
Dit is een schatting, geen hypotheekaanbod. Rente, kosten en hoeveel u kunt lenen hangen af van de bank, uw inkomen en waar u woont. De belastingtarieven gelden voor Andalusië.
Overdrachtsbelasting (ITP 7%) Btw 10% + zegelrecht 1,2% jaar